There is always a valid reason to buy that thing. Check out these most common spending temptations and ways to overcome it.
1. It’s on Sales
2. We should treat ourselves occasionally The word sale is the biggest temptation that many people fall victim for because if you buy when the sale is on you will be able to reduce cost. To overcome this temptation asks yourself ‘if the item is on your budget for the month? Also if you just can’t resist it, go check out the item. But don’t look at how much discount you are getting. Focus on how much you will pay for it and then ask if you really need it.
When you are really working, you earn good money apparently you feel that you need to give yourself a treat and hence shopping. Buying nice stuff for yourself is always a feel good factor. If you want to escape your work stress, then spending money is not the answer. There are many different things that can make you feel good. Try reading a book, attending comedy show, going to a cinema, do some exercise or just spending good time with your love ones will also make you feel good.
3. Increase in Salary or bonus paid
This is another thing that can get highly imbalanced. The moment, you have more money in your salary account; you are tempted to spend it. The excuse is, ‘let me shop for that think that was out of my budget so far.’ And once you have raised your bar then it stays that way. If you need something desperately, try to squeeze it out from your old salary and then you will at least save on what extra you are earning.
4. Its holiday time
Holidays are again one of the biggest reasons to spend without limit. You have the right reason to buy one more pair of shoes, that perfect centerpiece for your house or that pink bag to complete pink head gear you have. You can overcome this temptation by providing sincere answer to this question; is it possible to live with what you already have?
5. Everyone has it
Your friend showed you new purse and tomorrow you have also got it. Sounds similar? We women get influenced very easily. So, even if you have 5 purses already, you just need to have that. When your friend shared her shopping treat, you also secretly started longing for it and you have spent your money. Did you really need it? Not really, but then she had it.
If this is happening to you, then you need to strengthen yourself. Always tell yourself, you were not looking for it in the first place, so you don’t really need it. If it still tempts you, write it down somewhere as your wish list and then keep it for some time in the future.
So, the next time the shopping bug pokes you, remember you know how to kick it out.